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The politics of automobile insurance reform : ideas, institutions, and public policy in North America / Edward L. Lascher, Jr.
Lippincott Library HG9970.3 .L37 1999
Available
- Format:
- Book
- Author/Creator:
- Lascher, Edward L.
- Series:
- American governance and public policy
- Language:
- English
- Subjects (All):
- Automobile insurance--Government policy--United States.
- Automobile insurance.
- Automobile insurance--Government policy.
- United States.
- Automobile insurance--Government policy--Canada.
- Canada.
- Physical Description:
- xii, 144 pages : illustrations ; 24 cm.
- Place of Publication:
- Washington, D.C. : Georgetown University Press, 1999.
- Summary:
- American state and Canadian provincial governments have dealt with rapidly rising auto insurance rates in different ways over the last two decades, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we must consider two additional factors: the importance of politicians' beliefs about the potential success of various solutions and the role of governmental institutions.
- Using case studies from both sides of the border, Lascher shows how different explanations of the problem and different political structures affect insurance reform. In his conclusion, Lascher moves beyond auto insurance to draw implications for regulation and policymaking in other areas.
- Contents:
- 1 Introduction: Why We Should Care about the Politics of Automobile Insurance Reform 1
- The Issue Focus: Automobile Insurance Reform 3
- The Institutional Focus: Separation of Powers Versus Westminster System 7
- Data Summary 9
- 2 Explaining Policy Choices: Pressure versus Ideas 12
- Pressure Theory 13
- The Politics of Ideas 17
- Assessing the Influence of Pressure and Ideas on Automobile Insurance Reform 21
- 3 The Profiteering Story and the Pogo Story 24
- An Overview of Automobile Insurance Systems 25
- What was the Problem? 28
- Policy Options 34
- Interest Group Positions 38
- Two Key Stories 40
- Summary of Policy Changes 48
- 4 Reform Enacted: Pennsylvania 52
- Context 53
- The Battle Over Insurance Reform 55
- Explaining Legislative Decisions in Pennsylvania 62
- Epilogue: did Act 6 Work? 65
- 5 Reform Stymied: Rhode Island 74
- Context 75
- The Battle Over Insurance Reform 76
- Explaining Legislative Decisions: Rhode Island Versus Pennsylvania 81
- 6 Different Reform Regimes: Ontario 90
- Context for the 1989-1990 No-Fault Bill 92
- The Battle Over No-Fault Insurance 96
- Explaining the Enactment of No Fault Legislation 99
- Epilogue: the NDP and Public Automobile Insurance 102
- 7 The Parliamentary System Difference 106
- Loss Imposition and Governmental System Differences 106
- The States and the Provinces: Aggregate Analysis 108
- Mini
- Case Studies: Manitoba, Saskatchewan, and Hawaii 111
- Alternative Explanations 115
- 8 Conclusion: Learning from Automobile Insurance Reform 120
- Beyond Automobile Insurance Reform 122
- Aggregate Data 127
- Surveys 128
- Case Studies 128.
- Notes:
- Includes bibliographical references (pages 131-138) and index.
- Local Notes:
- Acquired for the Penn Libraries with assistance from the Class of 1924 Book Fund.
- ISBN:
- 0878407391
- 9780878407392
- OCLC:
- 40734926
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