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Government-sponsored enterprises : mercantilist companies in the modern world / Thomas H. Stanton.

Lippincott Library HG181 .S7928 2002
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Format:
Book
Author/Creator:
Stanton, Thomas H., 1944-
Series:
AEI studies on financial market deregulation
Language:
English
Subjects (All):
Government-sponsored enterprises--United States.
Government-sponsored enterprises.
Subsidies.
United States.
Public-private sector cooperation--United States.
Public-private sector cooperation.
Loans--United States--Government guaranty.
Loans.
Subsidies--United States.
Physical Description:
xvi, 139 pages : illustrations ; 24 cm.
Place of Publication:
Washington, D.C. : AEI Press, 2002.
Contents:
1 Mercantilist Institutions in the Marketplace 1
GSEs in the Marketplace 4
Origins of the GSEs 9
The GSE as a Mercantilist Institution 11
2 Instrumentalities of Government 13
Unusual Legal Attributes of Federal Instrumentalities 13
Public Purposes 20
Legal Attributes 22
Institutional Characteristics 24
3 Government Support of GSEs 33
Implicit Federal Backing of GSE Obligations and MBSs 33
Consequences for GSEs of the Implicit Government Guarantee 36
Managing the Government's Implicit Guarantee 40
The Institutional Structure for Overseeing Safety and Soundness 43
Special Problems of Implicit Government Backing 46
4 The Public Purposes of GSEs 49
5 Origins of the Legal Framework of GSEs 63
The Mercantilist Origins of Instrumentalities of Government 64
Legal Antecedents for Today's GSEs 65
Institutional Characteristics and Early U.S. Instrumentalities 68
The Political Strength of Mercantilist Companies 70
The Different Behavior of Instrumentalities 75
6 The Consequences of Organizational Form and Governance: A Case Study of the House GSEs 78
The Fiduciary Responsibilities of GSE Officers and Directors 79
The Tension between Public Purpose and Private Profits 81
The Federal Home Loan Bank System 84
Fannie Mae and Freddie Mac 87
Governance Structure and the Importance of Institutional Design 90
7 Changing Markets and Exit Strategies 92
The Difficulty of Designing an Effective Exit Strategy 94
A Case Study: Removing Government Sponsorship from Sallie Mae 96
Lessons in Designing Exit Strategy 101
Alternatives to Full Privatization 105
GSEs as Mercantilist Institutions in Modern Markets 106.
Notes:
Includes bibliographical references and index.
ISBN:
0844741604
0844741612
OCLC:
48014556

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